Mollie vs Stripe
Mollie excels at European local payment methods and simple pricing. Stripe wins on global reach and developer ecosystem. For EU-focused businesses, Mollie is the better default.
✓Mollie for EU-first businesses
Our recommendation
If your customers are primarily European and you want to maximize conversion with local payment methods (iDEAL, Bancontact, Przelewy24), Mollie is the more natural fit. Stripe is more powerful for global businesses and has a richer developer ecosystem, but comes with more complexity and data going through a US entity.
Try Mollie →Affiliate link — supports Eutory
Pros & cons
Mollie🇪🇺
Pros
- +Native EU payment methods (iDEAL, Bancontact, SOFORT)
- +Truly transparent pricing
- +EU data processing
- +PSD2 licensed in Netherlands
- +No monthly fees
Cons
- −Smaller global footprint
- −Fewer payment methods outside EU
- −Less powerful fraud tools
Stripe🇺🇸
Pros
- +Global payment coverage
- +More sophisticated API
- +Excellent documentation
- +Larger app ecosystem
- +Better for international expansion
Cons
- −US company (Ireland entity for EU)
- −Local EU methods feel bolted-on
- −More complex pricing for some features
Feature comparison
| Feature | Mollie 🇪🇺 | Stripe |
|---|---|---|
| EU Data Processing | ✓ Yes | ~ Partial |
| iDEAL (Netherlands) | ✓ Yes | ✓ Yes |
| Bancontact (Belgium) | ✓ Yes | ✓ Yes |
| SOFORT (Germany) | ✓ Yes | ✓ Yes |
| Przelewy24 (Poland) | ✓ Yes | ✓ Yes |
| SEPA Direct Debit | ✓ Yes | ✓ Yes |
| Monthly fees | None | None |
| Transaction fee (cards) | 1.8% + €0.25 | 1.5% + €0.25 |
| PSD2 License | yes (NL) | yes (IE) |
| Subscription billing | ✓ Yes | ✓ Yes |
Pricing
Mollie 🇪🇺
No monthly fee. Cards: 1.8% + €0.25. iDEAL: €0.29 flat. Bancontact: 1.4% + €0.25.
See current pricing →Stripe
No monthly fee. Cards: 1.5% + €0.25 (EU). Volume discounts available.
Learn more about Mollie
Europe's most-loved payment provider.