How to Start Freelancing in Europe Without Setting Up a Company

Running a freelance business in Europe used to mean either dealing with complex local company formation or operating in a grey area. Xolo changes that.

What Xolo actually does Xolo is built on Estonia's e-Residency program and provides a legal structure (OÜ — Estonian private limited company) that you can manage 100% online, from anywhere in the world.

For EU citizens, you get a real EU business without the overhead of a local accountant, registered office service, or annual filing nightmare.

Setting up 1. Apply for Estonian e-Residency (takes ~1 month, costs €120-150) 2. Sign up for Xolo Go (no e-Residency required) or Xolo Leap (requires e-Residency) 3. Get a business bank account (Wise Business works well with Xolo) 4. Start invoicing clients

What Xolo handles automatically - VAT registration and filing - Corporate income tax calculations - Dividend distribution management - Annual report preparation - Invoice generation in any currency

Pricing Xolo Go starts at €79/month. Xolo Leap (full OÜ) starts at €99/month. For freelancers billing €3,000+/month, the tax savings typically more than cover the fee.

Is it right for you? Xolo works best for: digital nomads, EU-based freelancers who don't want to register a local company, consultants working with international clients, and anyone who values simplicity over optimization.